Privacy Policy
Last updated: May 2026
Calculator data stays in your browser
The numbers you enter into our calculators — balances, interest rates, payments, income — are processed entirely on your device. We never send them to a server. We never store them. We never see them.
Analytics & advertising
We use standard web analytics to understand which pages are popular and identify bugs. We may display ads from third-party networks (such as Google AdSense), which use cookies to deliver relevant ads. You can manage these via your browser settings or your ad-network privacy controls.
Affiliate links
Some outbound links (clearly marked) earn us a commission if you sign up with a partner. This never affects your price or the calculator's recommendations.
Contact
For questions about this policy, email privacy@payoffdebtcalc.com.